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What is Gap insurance?
It’s no secret that dealing with insurance companies and assessors can be an unpleasant experience, especially if you’re already worried about your stolen or accident-damaged vehicle. With many insurers compensating customers at the current value of their vehicle – as opposed to its value when the vehicle was bought – motorists can quickly find themselves drained of funds after wrestling over their claim, especially if the vehicle was brand new.
Speed awareness courses could ‘invalidate’ insurance
New questions have been raised over the links between the police and companies offering speed awareness courses, with motorists potentially risking major problems if they fail to tell insurers about courses.
Insurers have admitted that they currently treat speed awareness courses the same as penalty points, and it’s feared that failing to declare taking part in a course could invalidate an insurance policy.
The courses allow drivers to avoid having penalty points on their licence, and cost between £80 and £150. Campaigners have said that this lulls motorists into a false sense of security that the courses do not have to be declared.
Categories
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- Driverless Vehicles 2
- Driving Abroad 4
- Economy 8
- Environment 5
- Insurance 2
- Light-Hearted 1
- Manufacturers 7
- Motoring Guides 6
- Motorways 6
- New Car Sales 6
- Safety 11
- Salvage 13
- Social & Community 2
- Used Cars 20
- Winter Driving 3
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