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Do speed awareness courses affect your insurance?

When drivers are caught speeding by the police, sometimes they are offered the option of attending a National Speed Awareness course, instead of a fine and penalty points. But does this mean that their car insurance premiums will go up? Do you always have to tell your insurance company about speed awareness courses?

No, a speed awareness course is not considered a driving conviction. For certain speeding offences, you are likely to be offered the opportunity to attend a speed awareness course instead of a fine and penalty points on your driving licence. For example, if it is your first offence in the previous three years, and the incident has been within a specific speed range (eg: up to 42 mph in a 30 mph zone). If the speeding incident has not led to any criminal charges against the driver, then a speed awareness course may be the preferred method of rehabilitation.

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What is car GAP insurance?

Car crashes into the back of another

If you’ve ever bought a brand-new car, the chances are that the dealership has tried to sell you GAP insurance. But what is GAP insurance, and do you need it? If you do, where should you purchase it from?

Here we’ll examine some of the different types of Gap insurance available, look at when drivers should consider buying Gap insurance, and other important information for you to consider.

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